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Can you get your girlfriend on your health insurance

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By using our site, you acknowledge that you have read and understand our Cookie Policy , Privacy Policy , and our Terms of Service. It only takes a minute to sign up. I have a girlfriend, she is not working, but in college at the moment. We live together, but are unmarried and have no kids. How can I get health insurance for her, as I am tired of her keep putting off not getting health issues checked out because of lack of insurance?

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Can I Put My Girlfriend on My Health Insurance?

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By using our site, you acknowledge that you have read and understand our Cookie Policy , Privacy Policy , and our Terms of Service. It only takes a minute to sign up. I have a girlfriend, she is not working, but in college at the moment.

We live together, but are unmarried and have no kids. How can I get health insurance for her, as I am tired of her keep putting off not getting health issues checked out because of lack of insurance? She should check with her school. They may offer low cost insurance coverage.

I had an ex who years ago got her insurance through her college. I don't remember if it covered the year or the semester, but I remember being surprised how cheap it was pre-ACA. If you're in New York, check the New York State of Health website, as you can apply through there for state sponsored plans may be subject to enrollment periods, but domestic partnership may be a qualifying life event not sure.

If you are living together but unmarried, check with your employer to see if they offer domestic partner coverage. If so, it will typically cost the same as if you were married, or it will be double the single person cost. However, the value of the insurance plan for her will be considered so compensation to you, not a benefit, so it will show up as imputed income and you will pay tax on that amount.

You would have to show some proof of domestic partnership proof of address, shared expenses, etc. There are a few exceptions to this, though, such as getting married or having a baby, which would automatically make her eligible for a short period after the Qualifying Life Event occurs. You can read more about the options on HealthCare. As a special note, if your girlfriend moves in with you, and it's been less than 60 days, and her ZIP code or county changed as a result of this, that is an eligible event to get her enrolled now.

The correct question is "Where can my girlfriend get general health care and checkups for amount we can afford? The answer is to check healthcare. As you have mentioned the university in a previous comment, I was able to find 2 resources that should help:. Their wellness center. Sign up to join this community. The best answers are voted up and rise to the top. Home Questions Tags Users Unanswered. Where can I get my girlfriend health insurance?

Ask Question. Asked 1 year, 10 months ago. Active 1 year, 10 months ago. Viewed 6k times. We tried Medicaid, but it's been over 3 months and she has so far she has not been granted any. Brythan Can you give some more information on "we tried Medicaid, but it's been over 3 months and so far she hasn't been granted any"? Which state do you live in, how did you apply, and what communications did you receive from the relevant government office has she been assigned a case worker to review her application, has she received requests for more information or documentation, has she been denied, etc.

State: IL, Applied online, Status has been case worker is reviewing your case, nothing beyond that. Update on this one, we had to move because of my job. She applied for Health Insurance, the new state we are in got done and approved her within 1 month. Active Oldest Votes.

I agree with the first the first paragraph. My college split health insurance into two periods one per semester , but together it covered the whole year. The first covered Aug - Dec, and the second covered Jan - July.

It was relatively cheap as well. Isn't it possible she's also still covered by her parents' insurance if young enough , as she's a college student? Just checked college web site, Its Southern New Hampshire University, an online college, no info about health insurance that I can find.

No idea about the partnership thing, we have only lived together since last august, before our move in March to IL.

So even though it was general insurance United I think it may have been somewhat related to their large medical presence. As far as living together, sounds domestic partnership worthy to me, check with your employer if you can get insurance through them to see what the requirements are. Basically all residential colleges will offer some kind health plan, whether they have a medical school or not. This is done as a group plan, so students must either pay for the plan, or provide evidence of outside parent coverage.

The usual scheme, though, is that all primary care and often pharmacy will be done through the on-campus facility. Online colleges, though, you're on your own. It doesn't really matter when she moved in, but when it was made official e. However, if you're out of the 60 days, then you need to pursue other avenues like the other answer says , or bite the bullet and get married, if you're really serious about it.

Also, as another answer says, if she's younger than 26, she might qualify under her parent's insurance according to ACA. Getting married might be overkill, but it's a potential solution if you can't wait until November. You are asking the wrong question. Health insurance is not required to get treatment, it helps manage the cost. James Jenkins James Jenkins 5 5 silver badges 11 11 bronze badges. While technically true, a person without insurance may find it very difficult to get anyone to agree to see them.

I believe the only place that is required to do so is hospitals which are very expensive, in part for that reason. Jul 11 '18 at This is a bad answer. If you have any sort of non-trivial medical issue, you need insurance or the cost is going to get prohibitive extremely quickly in the US. A lot of places actually prefer it, because billing insurance is such a pain.

The tough part is getting them to agree to a price before they do anything. Kat That can work well for surgeries, physical therapy, routine exams, or other services which have 1 known or very likely sets of services that will be provided, and 2 can be scheduled in advance. Going in to get some specific complaint checked can be harder because it's hard to predict what tests, specialists, etc.

Barmar I say that as someone who used to be very broke and not have insurance. If you go in and tell them what's going on and what your budget is, they'll often work with you.

As you have mentioned the university in a previous comment, I was able to find 2 resources that should help: Their wellness center a health insurance agency affiliated with the university. SeanC SeanC 4 4 bronze badges. The wellness center in NH may not be at all convenient for someone studying online and living in IL. SeanC I will check that out once I get home. Sign up or log in Sign up using Google. Sign up using Facebook. Sign up using Email and Password. Post as a guest Name.

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Insurance Coverage for Unmarried Partners Living Together

Why Zacks? Learn to Be a Better Investor. Forgot Password. At one time, couples married before moving in together. In fact, an analysis of census data found that 18 million adults were living with an unmarried partner in

It depends on your relationship and on the rules of your company's health plan. More than a dozen states mandate that employer-sponsored group health insurance plans provide benefits for domestic partners if they provide them for spouses.

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But there are circumstances that could help you qualify for such an addition. And with a little research, you should be able to find a way to make it happen. You should begin by speaking to your employer if your health benefits are received as part of your employment package. Your HR representative should be able to help you determine if company policy allows for the addition of a domestic partner not necessarily a spouse to your health insurance. If you are lucky enough to enjoy such an option, which is entirely at the discretion of the company you work for, you will likely have to provide some type of proof of partnership, such as a joint bill or joint ownership of property, a car title, etc. You can certainly pay for a separate health insurance policy for your significant other if you so choose, and your provider may even offer you a discount for purchasing multiple policies. But if what you want is to save a lot of money by adding a non-spouse to your existing policy as a partner, you need to clearly request this course of action. Some insurance companies will allow it and others will not. In some cases, you can request this type of addition to your policy if you and your girlfriend enjoy a common law marriage.

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The definition of a domestic partnership is when two people live together and are involved in an interpersonal relationship sharing their domestic life as if married, however they are not legally married. Domestic partner is a term often used in health insurance to describe who may be covered by a family health policy. Being in a domestic partnership involves being in a committed relationship. You can not be married to another third person, and still be considered a domestic partner. The domestic partnership refers to a couple.

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Can I Get Health Insurance for My Girlfriend?

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Nov 28, - 2) I am sure this is referring to health expenses; and, mostly FSA expenses. The insurance company does not care if you don't pay your doctor. Very technically, your contribution to the plan as an employee will get the  3 answers.

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Comments: 3
  1. Viramar

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  2. Dakasa

    I congratulate, what excellent message.

  3. Yosho

    Excuse for that I interfere … But this theme is very close to me. Is ready to help.

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